Week starting 29 December 2008
Rank by Speed (seconds)   Rank by Success Rate (percentage)
Rank Target Response Time (seconds) Rank Last Week   Rank Target Success rate (%) Outage Hours Rank Last Week
 1 Diners Club 4.63  1    1 Diners Club 99.87 0  1
 2 US Bank 6.68  2    2 HSBC 99.62 0  9
 3 Chase 7.14  3    2 Wells Fargo 99.62 0  1
 4 Wells Fargo 7.87  4    4 American Express 99.23 1  6
 5 Citibank 8.71  5    5 National City 98.97 0  3
 6 Providian 8.91  6    6 Discover Card 98.73 0  8
  Credit Card Index 10.84      7 Bank of America 98.72 0  12
 7 Capital One 12.77  8    8 Providian 98.71 0  6
 8 HSBC 12.81  7    9 Capital One 98.35 2  3
 9 Bank of America 16.01  10     Credit Card Index 98.31 0  
 10 American Express 16.28  9    10 Chase 97.57 2  10
 11 National City 16.64  11    11 Citibank 96.35 2  3
 12 Discover Card 19.01  12    12 US Bank 93.85 6  11